Cover hospital bills before they become a crisis.
Compare individual and family health plans, critical illness cover, and senior citizen policies from leading insurers. I'll match sum insured and room-rent terms to your city and budget.
Individual Health Plan
Standalone cover for one person — the most affordable entry point for young single earners.
Family Floater Plan
One sum insured shared across spouse, children and sometimes parents — usually cheaper than separate policies.
Critical Illness Cover
Lump-sum payout on diagnosis of conditions like cancer or heart attack — pairs well with a base plan.
Senior Citizen Health Plan
Designed for 60+ applicants, with cover for pre-existing conditions after a waiting period.
Super Top-up Plan
Extra cover above your existing sum insured at a low premium — useful once base cover feels tight.
Group / Corporate Health
Small business owners wanting to cover their team — I can help structure this separately.
It depends on your city, age and family size. As a rough starting point, most advisors suggest ₹5–10 lakh per person in a metro — I'll size it to your situation on the call.
Most policies have an initial waiting period (commonly 30 days) before claims are accepted, and a longer one (2–4 years) for pre-existing conditions. This varies by insurer.
Yes — portability lets you switch insurers without losing waiting-period credit already served, as long as you apply before renewal. I can manage that paperwork.
No. I'm paid a commission by the insurer once a policy is issued — the premium you pay is the same as buying directly.
